{"id":12649,"date":"2026-07-29T21:26:42","date_gmt":"2026-07-29T16:26:42","guid":{"rendered":"https:\/\/istemolchi-info.uz\/?p=12649"},"modified":"2026-07-30T08:34:33","modified_gmt":"2026-07-30T03:34:33","slug":"xonadonning-sobiq-mulkdoridan-meros-bolib-otgan-qarzdorlikka-aniqlik-kiritildi","status":"publish","type":"post","link":"https:\/\/istemolchi-info.uz\/ru\/archives\/12649","title":{"rendered":"Xonadonning sobiq mulkdoridan &#171;meros&#187; bo\u2018lib o\u2018tgan qarzdorlikka aniqlik kiritildi"},"content":{"rendered":"<h4>Uy-joy sotib olish \u2014 inson hayotidagi eng muhim xaridlardan biri. Yangi xonadon bilan birga avvalgi mulkdorning kommunal qarzlari ham \u00abmeros\u00bb bo\u2018lib qolishi esa yangi ega uchun kutilmagan muammoga aylanishi mumkin.<\/h4>\n<p>Farg\u2018ona shahrida ana shunday holat yuz berdi. Yangi uy egasi suv ta&#8217;minoti bo\u2018yicha o\u2018ziga tegishli bo\u2018lmagan qarzdorlik hisob raqamida saqlanib qolayotganidan norozi bo\u2018lib, iste&#8217;molchilar huquqlarini himoya qilish jamiyatiga murojaat qildi.<\/p>\n<p>Hujjatlarga ko\u2018ra, fuqaro U.O\u2018. 2026 yil yanvar oyida Farg\u2018ona shahridagi xonadonni sotib olgan. Xarid jarayonida mazkur manzil bo\u2018yicha suv ta&#8217;minotidan qarzdorlik mavjudligi ma&#8217;lum bo\u2018lgan.<\/p>\n<p>Oldi-sotdi shartnomasini notarial tartibda rasmiylashtirish jarayonida ushbu qarz avvalgi mulkdor tomonidan Majburiy ijro byurosining Farg\u2018ona shahar bo\u2018limiga to\u2018langan. Mantiqan, shu bilan masala yakunlanishi kerak edi.<\/p>\n<p>Ammo oradan olti oy o\u2018tgach ham qarzdorlik suv ta&#8217;minoti korxonasining mijozlar bazasidan o\u2018chirilmagan. Yangi mulkdor esa amalda o\u2018ziga tegishli bo\u2018lmagan qarz bilan yuzma-yuz qolgan. Bu holat uni iste&#8217;molchilar huquqlarini himoya qilish jamiyatiga murojaat qilishga majbur qildi.<\/p>\n<p>Marg\u2018ilon shahar iste&#8217;molchilar huquqlarini himoya qilish jamiyati mutaxassislari murojaatni \u00abFarg\u2018ona suv ta&#8217;minoti\u00bb AJ Farg\u2018ona shahar bo\u2018limi va Majburiy ijro byurosining tegishli bo\u2018limi mas&#8217;ullari ishtirokida o\u2018rgandi.<\/p>\n<p>Hujjatda qayd etilishicha, avvalgi mulkdorning ichimlik suvidan 1 140 000 so\u2018m qarzdorligi hamda 18 750 so\u2018m ijro yig\u2018imi to\u2018langan. Biroq to\u2018langan mablag\u2018 suv ta&#8217;minoti korxonasining tegishli hisob raqamiga emas, elektr ta&#8217;minoti korxonasi hisob raqamiga o\u2018tkazib yuborilgani sababli suv ta&#8217;minoti tashkilotining mijozlar bazasida qarzdorlik o\u2018chirilmay qolgan.<\/p>\n<p>Shunday qilib, iste&#8217;molchiga ko\u2018rsatilgan qarzning kelib chiqishi uning kommunal xizmat haqini to\u2018lamagani bilan emas, balki avval amalga oshirilgan to\u2018lovni hisobga olish jarayonidagi muammo bilan bog\u2018liq bo\u2018lgan.<\/p>\n<p>Murojaat o\u2018rganilgach, tegishli tashkilotlar mas&#8217;ullari ishtirokida masalaga aniqlik kiritildi. Natijada iste&#8217;molchining shaxsiy hisob raqamida mavjud bo\u2018lgan 1 270 288 so\u2018m 11 tiyin miqdoridagi qarzdorlik hisobdan chiqarildi.<\/p>\n<p>2026 yil 20 iyul holatiga ko\u2018ra, hisob-kitob qayta ko\u2018rib chiqilganidan keyin iste&#8217;molchining hisobida qarz emas, aksincha 22 778 so\u2018m 01 tiyin haqdorlik yuzaga kelgan. Ya&#8217;ni, bir vaqtning o\u2018zida ikki muhim natijaga erishildi: asossiz hisoblangan qarzdorlik bartaraf etildi va iste&#8217;molchining amalda ortiqcha to\u2018lovi mavjudligi aniqlandi.<\/p>\n<p>Mazkur holat kommunal xizmatlardan foydalanuvchi iste&#8217;molchilar uchun muhim saboq bo\u2018la oladi.<\/p>\n<p>Shaxsiy hisob raqamida qarz paydo bo\u2018lsa, uning qaerdan va qaysi davr uchun shakllanganini aniqlamasdan turib to\u2018lashga shoshilmaslik kerak. Ayniqsa, kvartira yoki hovli-joy sotib olinganda kommunal xizmatlar bo\u2018yicha hisob-kitob holatini tekshirish, oldingi mulkdorga tegishli qarzlar bo\u2018lsa, ularning to\u2018langanini tasdiqlovchi hujjatlarni saqlash muhim.<\/p>\n<p>Chunki to\u2018lov amalga oshirilganining o\u2018zi ba&#8217;zan yetarli bo\u2018lmasligi mumkin \u2014 mablag\u2018ning qaysi tashkilot va qaysi shaxsiy hisob raqamiga tushgani ham hal qiluvchi ahamiyatga ega.<\/p>\n<p>Agar kommunal tashkilot taqdim etgan hisob-kitobga nisbatan asosli shubha bo\u2018lsa, iste&#8217;molchi uni qayta ko\u2018rib chiqishni talab qilish huquqiga ega. To\u2018lov kvitansiyalari, oldi-sotdi shartnomasi va boshqa tasdiqlovchi hujjatlar bunday vaziyatda muhim dalil vazifasini bajaradi.<\/p>\n<p>Farg\u2018ona shahridagi mazkur holat ham murojaatga befarq qaramaslik qanday natija berishi mumkinligini ko\u2018rsatdi: 1 million 270 ming so\u2018mdan ziyod qarzdorlik bekor qilinib, 22,7 ming so\u2018m haqdorlik tiklandi va iste&#8217;molchiga jami 1 million 293 ming so\u2018mdan ortiq naf keltirildi.<\/p>\n<p>Ba&#8217;zan iste&#8217;molchi huquqini himoya qilish uchun yangi to\u2018lov qilish emas, eski to\u2018lov qaerga ketganini aniqlashning o\u2018zi kifoya qiladi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uy-joy sotib olish \u2014 inson hayotidagi eng muhim xaridlardan biri. Yangi xonadon bilan birga avvalgi mulkdorning kommunal qarzlari ham \u00abmeros\u00bb bo\u2018lib qolishi esa yangi ega uchun kutilmagan muammoga aylanishi mumkin. Farg\u2018ona shahrida ana shunday holat yuz berdi. Yangi uy egasi suv ta&#8217;minoti bo\u2018yicha o\u2018ziga tegishli bo\u2018lmagan qarzdorlik hisob raqamida saqlanib qolayotganidan norozi bo\u2018lib, iste&#8217;molchilar huquqlarini [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12650,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12649","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"translation":{"provider":"WPGlobus","version":"2.12.2","language":"ru","enabled_languages":["uz","ki","ru"],"languages":{"uz":{"title":true,"content":true,"excerpt":false},"ki":{"title":true,"content":true,"excerpt":false},"ru":{"title":false,"content":false,"excerpt":false}}},"views":1,"_links":{"self":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/12649"}],"collection":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/comments?post=12649"}],"version-history":[{"count":2,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/12649\/revisions"}],"predecessor-version":[{"id":12652,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/12649\/revisions\/12652"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media\/12650"}],"wp:attachment":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media?parent=12649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/categories?post=12649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/tags?post=12649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}