O\u2018rganishda ma’lum bo\u2018lishicha, fuqaro 2021 yilda shahardagi «Hamroh» savdo tarmog\u2018idan 2 yil muddatga, iste’mol krediti shartlarida mahsulot sotib oladi. Uning qo\u2018liga mahsulot qiymatini 24 oyi davomida bo\u2018lib-bo\u2018lib to\u2018lash bo\u2018yicha grafik chiqarib beriladi. Muzokaralar jarayonida u mahsulot qiymatini qisqaroq muddatda to\u2018lash imkoniyati borligini, cho\u2018zib yurmasdan qisqaroq muddatda to\u2018lab yuborishini taklif qiladi. Mas’ul xodim unga tashkilotdagi tartib qoidalar bo\u2018yicha eng qisqa muddat 3 oylik qilib grafik chiqarib berishi mumkinligini tushuntiradi va umumiy summani 3 oyga bo\u2018lib ko\u2018rsatadi. Iste’molchi 3 oyga bo\u2018lib to\u2018lashga biroz qiynalishini aytib, 4 oy davomida bo\u2018lib-bo\u2018lib to\u2018lashni taklif qiladi. Mas’ul xodim umumiy summani 4 oyga bo\u2018lib to\u2018langanda har oyda to\u2018lanadigan summani aytgach, u keyingi 4 oy davomida shu summalarni oyma-oy to\u2018lab boradi va oxirgi to\u2018lovidan so\u2018ng iste’mol kreditini to\u2018liq yopdim deb xotirjam yuraveradi.<\/p>\n
Lekin oradan vaqtlar o\u2018tib, uni qarzdorlikni qolgan qismini to\u2018lash lozimligi bo\u2018yicha bezovta qilishadi. Aslida mas’ul xodim summani oylarga bo\u2018lganda adashib, to\u2018lanishi kerak bo\u2018lgan summadan kamroq summani hisoblab chiqargani oqibatida iste’molchi muayyan vaqtlar davomida 2 yillik grafik bo\u2018yicha go\u2018yoki oldindan to\u2018lovda bo\u2018lgan va keyingi oylarda to\u2018lov qilmasdan kelgan bo\u2018lib qolgan.<\/p>\n
Murojaatni o\u2018rganish davomida olib borilgan muzokaralar va qonunchilik targ\u2018iboti natijalari, shuningdek iste’mol krediti tashkilotining taklifi bilan qolib ketgan to\u2018lov summasi va to\u2018lovni kechiktirgani sababli hisoblangan penyalarni chegirib tashlashga, iste’molchi asosiy summaning to\u2018lanmay qolgan 597 ming so\u2018m qismini to\u2018liq qoplashi bilan yuzaga kelgan tushunmovchilikni bartaraf etilishiga kelishilib, muammo hal etildi.<\/p>\n
Saidxon Xapizov
\nMarg\u2018ilon shahar IHHQ jamiyati mutaxassisi<\/p>\n","protected":false},"excerpt":{"rendered":"
Marg\u2018ilon shahar iste’molchilar huquqlarini himoya qilish jamiyatida Navro\u2018z mahalla fuqarolar yig\u2018ini hududida yashovchi M.S.ning \u201cshahar hududida faoliyat olib borayotgan savdo tarmog\u2018idan 2021 yilda iste’mol krediti shartlarida sotib olgan mahsuloti uchun to\u2018lovlarni to\u2018liq to\u2018lagan bo\u2018lishiga qaramay, iste’mol krediti tashkiloti unga qoldiq qarzdorlik mavjudligini da’vo qilayotganligi» masalasida shahar prokuraturasiga qilgan murojaati tegishliligi bo\u2018yicha o\u2018rganildi. O\u2018rganishda ma’lum bo\u2018lishicha, […]<\/p>\n","protected":false},"author":1,"featured_media":6329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"translation":{"provider":"WPGlobus","version":"2.12.2","language":"ru","enabled_languages":["uz","ki","ru"],"languages":{"uz":{"title":true,"content":true,"excerpt":false},"ki":{"title":true,"content":true,"excerpt":false},"ru":{"title":false,"content":false,"excerpt":false}}},"views":90,"_links":{"self":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/6328"}],"collection":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/comments?post=6328"}],"version-history":[{"count":1,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/6328\/revisions"}],"predecessor-version":[{"id":6330,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/6328\/revisions\/6330"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media\/6329"}],"wp:attachment":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media?parent=6328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/categories?post=6328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/tags?post=6328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}