{"id":7098,"date":"2023-09-26T12:02:40","date_gmt":"2023-09-26T09:02:40","guid":{"rendered":"https:\/\/istemolchi-info.uz\/?p=7098"},"modified":"2023-09-26T13:06:00","modified_gmt":"2023-09-26T10:06:00","slug":"%d0%bc%d0%b0%d0%b6%d0%b1%d1%83%d1%80%d0%b8%d1%8f%d1%82%d0%bb%d0%b0%d1%80%d0%bd%d0%b8-%d1%9e%d0%b7-%d0%b2%d0%b0%d2%9b%d1%82%d0%b8%d0%b4%d0%b0-%d0%b1%d0%b0%d0%b6%d0%b0%d1%80%d0%bc%d0%b0%d1%81%d0%bb","status":"publish","type":"post","link":"https:\/\/istemolchi-info.uz\/ru\/archives\/7098","title":{"rendered":"Majburiyatlarni o\u2018z vaqtida bajarmaslik yoki kechiktirish iste&#8217;molchini chiqimdor bo\u2018lishiga olib kelgan"},"content":{"rendered":"<h5>Quvasoy shahar iste&#8217;molchilar huquqlarini himoya qilish jamiyati mutaxassislari tomonidan Marg\u2018ilon shahrida yashovchi fuqaro H.A.ning plastik kartasiga kelib tushgan pensiya pulidan oldinroq xarid qilingan maishiy tovarning muddatli to\u2018lovi uchun asossiz ravishda mablag\u2018 yechib olinganligi to\u2018g\u2018risidagi Yagona interaktiv davlat xizmatlari portali orqali yo\u2018llagan va O\u2018zbekiston iste&#8217;molchilar huquqlarini himoya qilish jamiyatlari federatsiyasiga kelib tushgan murojaati masalaning hududiy tegishliligi bo\u2018yicha o\u2018rganildi.<\/h5>\n<p>Ushbu masala fuqaro H.A. nomiga iste&#8217;mol krediti rasmiylashtirilgan Xalq bankining Quvasoy filiali mas&#8217;ullari bilan birgalikda o\u2018rganilganda, fuqaroga rasmiylashtirilgan kredit shartnomasiga asosan maishiy texnika sotib olish maqsadida 36 oy muddatga, yillik 36 foiz ustama to\u2018lash sharti bilan 3 320 000 so\u2018m kredit mablag\u2018lari ajratilganligi ma&#8217;lum bo\u2018ldi. Iste&#8217;molchi shartnoma shartlariga asosan jami bo\u2018lib 5 544 400 so\u2018m to\u2018lashi va kreditni yopishi kerak bo\u2018lgani holda, undan 6 249 740 so\u2018m to\u2018lov olingan. Sababi iste&#8217;molchi to\u2018lovlarni kreditni qaytarish grafigi asosida o\u2018z vaqtida to\u2018lab bormaganligi sababli Fuqarolik kodeksining 260 va 261-moddalariga asosan 705 370 so\u2018m miqdorida jarima (penya)lar ko\u2018rinishidagi neustoykalar yuzaga kelgan.<\/p>\n<p>O\u2018rganish ishlari yakunlariga ko\u2018ra, fuqarodan oxirgi to\u2018lov summasini olinishida amaldagi qonunchilik talablari buzilmaganligi, to\u2018langan summa fuqaroning shartnoma bo\u2018yicha majburiyatlarini o\u2018z vaqtida ado etib bormaganligi oqibatida kelib chiqqanligi qayd qilinib, unga bu borada huquqiy tushuntirishlar berildi. Yuqoridagilardan kelib chiqqan holda, iste&#8217;molchilarga o\u2018zlari imzo chekib tasdiqlayotgan shartnomalardagi huquqlarini yaxshi anglab olishlari qatorida, yuklatilgan majburiyatlar bo\u2018yicha bandlariga ham diqqat bilan e&#8217;tibor qaratishga chaqirib qolamiz.<\/p>\n<p><strong>Shahlo Kasimova,<\/strong><br \/>\nO\u2018IHHQJF Farg\u2018ona viloyat hududiy birlashmasi mutaxassisi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quvasoy shahar iste&#8217;molchilar huquqlarini himoya qilish jamiyati mutaxassislari tomonidan Marg\u2018ilon shahrida yashovchi fuqaro H.A.ning plastik kartasiga kelib tushgan pensiya pulidan oldinroq xarid qilingan maishiy tovarning muddatli to\u2018lovi uchun asossiz ravishda mablag\u2018 yechib olinganligi to\u2018g\u2018risidagi Yagona interaktiv davlat xizmatlari portali orqali yo\u2018llagan va O\u2018zbekiston iste&#8217;molchilar huquqlarini himoya qilish jamiyatlari federatsiyasiga kelib tushgan murojaati masalaning hududiy tegishliligi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7099,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"translation":{"provider":"WPGlobus","version":"2.12.2","language":"ru","enabled_languages":["uz","ki","ru"],"languages":{"uz":{"title":true,"content":true,"excerpt":false},"ki":{"title":true,"content":true,"excerpt":false},"ru":{"title":false,"content":false,"excerpt":false}}},"views":200,"_links":{"self":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/7098"}],"collection":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/comments?post=7098"}],"version-history":[{"count":1,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/7098\/revisions"}],"predecessor-version":[{"id":7100,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/posts\/7098\/revisions\/7100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media\/7099"}],"wp:attachment":[{"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/media?parent=7098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/categories?post=7098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istemolchi-info.uz\/ru\/wp-json\/wp\/v2\/tags?post=7098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}